Chase Sapphire Preferred And Reserve Both

Read our post on the best ways to use chase points for more details.

Chase sapphire preferred and reserve both.

Grocery stores and dining at restaurants including takeout and eligible delivery services home improvement stores such as home depot and lowe s and select. You can more easily offset this. The sapphire reserve earns 3x points per dollar spent on travel and dining purchases while the sapphire preferred earns 2x points per dollar spent in these categories. Which bonus should you get.

Ultimate rewards points are 20 more valuable with the reserve because they are worth 1 5 cents per point for travel. The chase sapphire reserve is the big brother to the sapphire preferred card. The chase sapphire preferred is aimed at the casual traveler while the chase sapphire reserve attempts to take the crown as the world s most feature packed prestigious travel card anywhere. Chase bank has enhanced benefits on the sapphire preferred and sapphire reserve credit cards.

Right now you ll earn 80 000 points after you spend 4 000 in the first three months. The former offers a great return on everyday spending and the latter gets you 2x rewards on dining and travel and opens up some great transfer partner options. Both the chase sapphire preferred card and the chase sapphire reserve allow you to transfer points to travel partners or book through the chase travel portal at better rates. However chase recently added increased earning on lyft through march 2022 to both cards 10x on the sapphire reserve and 5x on the sapphire preferred.

Benefits include the ability to redeem points for expenses other than travel for both personal and. Both cards come with a 95 annual fee which is on the lower end when you consider some other travel cards like the chase sapphire reserve have fees of up to 550. The chase sapphire preferred currently wins out over the chase sapphire reserve by offering a higher sign up bonus. Sapphire reserve is broadening your world of benefits with the pay yourself back tool your ultimate rewards points are worth 50 more when you redeem them for statement credits against purchases in our current categories.

The chase freedom unlimited and the chase sapphire preferred card make a great ultimate rewards points earning team. They both rack up valuable chase ultimate rewards points which can be redeemed directly toward travel bookings made through chase as well as transferred to more than a dozen airline and hotel partner loyalty programs.