Chase Freedom Vs Chase Sapphire Preferred

The chase freedom flex and chase freedom unlimited both offer cash back rewards while the chase sapphire preferred card and chase sapphire reserve provide ultimate rewards points for every purchase.

Chase freedom vs chase sapphire preferred.

The chase freedom unlimited and the chase sapphire preferred card make a great ultimate rewards points earning team. But that assumes freedom s bonus categories perfectly match the user s spending habits. And you can have both. Rewards earned minus 95 annual fee.

Chase is a creditdonkey partner. The chase sapphire preferred card and the new chase freedom flex are intended for two very different types of users. The winner of the chase sapphire preferred vs freedom unlimited comparison comes down to how valuable each point is for your preferred redemption option. Pairing the chase sapphire preferred with the chase freedom flex 15 900 annual spend chase freedom card with maxed out 5 bonus categories chase sapphire preferred card.

The chase sapphire preferred card is targeted at travelers who also happen to be high spenders while the chase freedom flex is a general purpose cashback card for people looking to save on things like groceries or gas. Read our comparison chart below. The chase freedom flex has better rewards plus a 0 annual fee. How does it compare to chase sapphire preferred a travel airline points and restaurant credit card.

Chase sapphire preferred card vs chase freedom unlimited. By hitting the 1 500 cap on bonus. Compare rewards interest rates fees and benefits. 5 points per dollar on rotating categories such as groceries gas and department store.

We receive compensation if you apply and get approved for a card through links in our content. If you consistently spend within the bonus categories the freedom can earn you significant rewards. Chase sapphire preferred spending example. Fees and initial bonuses aside the average person who spends 32 010 annually would earn roughly 45 more with freedom 960 than sapphire preferred 915 over the first two years of use.

Chase freedom is an excellent cash back credit card for cardholders who pay in full. But the chase sapphire preferred still carries cache for travelers. Keep in mind the chase freedom has a 0 annual fee while the chase sapphire preferred has a 95 annual fee. Cash back and points are hardly the same thing right.